Here is the deal through my Health Insurance:
GYM REIMBURSEMENT (SUBSCRIBER) : GYM REIMBURSEMENT (SUBSCRIBER)
Type of Service - General: We will partially reimburse the subscriber and the subscriber's covered spouse for certain exercise facility fees or membership fees but only if such fees paid to facilities which maintain equipment and programs that promote cardiovascular wellness.
This is only covered for the subscriber and the subscriber's spouse. In order to be eligible for reimbursement, the member must complete 50 visits in a six-month period.
Type of Service - Inplan: The member will be reimbursed the lesser of $200 or the actual cost of the membership per six-month period.
You would think I did that and more. Sadly no. Vacations and being sick took a few weeks out, and I only go to the Y to swim. Maybe I'll add running to the Y to my run plan. I'll run in just to sign in. I don't think that would be cheating the system. Would it?
2 comments:
50 visits in a six month period doesn't sound like to much, but that works out to once every 3.65 days. So you really only have to go twice a week, but three times would get you ahead. It seems like you would make it, but there are always those times when things get in the way. I've been going two to three times a week since I joined, even if it's only for a half hour. If you find yourself closing in on 6 months and it looks like you might not make 50 visits, just go every day for a week or two. You have to be close.
And is the insurance company going to come out and check the records at the Y to see how many times you showed up? It seems like going 48 times is still going to save them money in your health care in the long run, so it's kinda goofy that they require such a high number. Maybe the free service will motivate you to go a little more often, just to make sure they cover it.
And at our Y, both my wife and I have the same account number, so if you were to check the records, you would only see how many times we cumulatively went there. Is that they case with yours? If G ever goes at different times from you, that could solve your problem. It doesn't seem to say you individually have to go 50 times. It is for you and a spouse. How 'bout that?
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